Schengen travel insurance for France

Planning a trip to France? Whether you’re going for a vacation, business, studies, or visiting family, having the right Schengen travel insurance is crucial. Schengen travel insurance is mandatory for travelers who need a visa to enter France, and even if you don’t need a visa, having this Schengen travel insurance is highly recommended. It offers coverage for unexpected medical emergencies, trip interruptions, or other unforeseen events during your travels. Plus, with our United States (U.S) product guarantees, you benefit from exceptional coverage levels, especially for medical fees—with up to $100,000 available under our Advantage Plan and Annual Plan options. Here’s everything you need to know about getting Schengen travel insurance for your trip to France.

What is Schengen travel insurance?

Schengen travel insurance is a specific type of travel insurance required for entry into the Schengen Area, for people who need a Visa. This Schengen travel insurance ensures that travelers are offered an extra layer of coverage for high medical costs and other emergencies that might occur during their stay. It’s a critical safeguard, ensuring that you are covered for medical emergencies, hospital visits, or even emergency repatriation back to the United States. 

Key Requirements for travel insurance

Your Schengen travel insurance must meet the following requirements to be valid:

1. Minimum Coverage of €30,000: Your travel insurance must cover at least €30,000 (around $33,000 USD) in medical expenses, including emergency hospitalization, treatment, and repatriation costs—but AXA offers up to $100,000 coverage.
2. Valid Across All Schengen Countries: The Schengen travel insurance must be valid in all Schengen Area countries, not just France, ensuring you’re covered no matter where you travel within the zone.
3. Coverage for the Entire Duration of Your Stay: The Schengen travel insurance must be valid for the full length of your stay in France and other Schengen countries, including your entry and exit dates.
4. Emergency Repatriation: Coverage must include emergency repatriation to your home country in case of serious illness or death.

Who Needs travel insurance for France?

• Travelers Applying for a Schengen Visa: If you need a visa to enter France, having Schengen travel insurance is a mandatory requirement. This applies to travelers from countries requiring a Schengen visa, and the proof of Schengen travel insurance must be submitted with your visa application.
• U.S Citizens and Visa-Exempt Travelers: Although U.S citizens do not need a visa for short stays (up to 90 days) in France, Schengen travel insurance is highly recommended. It offers essential protection against unexpected medical costs and other travel-related issues, ensuring an extra layer of coverage throughout your trip.

Why travel insurance is Important for U.S Travelers

Traveling to France and other Schengen countries is an exciting experience, but unforeseen situations can arise. Medical care in Europe can be expensive, and Schengen travel insurance offers you flexibility, so you do not have face medical situations alone. Schengen travel insurance also covers trip disruptions, lost luggage, and other travel inconveniences, providing support throughout your journey.

How to Obtain travel insurance for Your Trip to France

1. Visit Our Website to Get Your travel insurance
   You can easily purchase your Schengen travel insurance directly on our website. Our travel insurance meet all Schengen requirements.
2. Choose Your Travel Dates and Coverage Level
   Select the Schengen travel insurance that matches your travel dates and ensures full coverage for the entire duration of your stay in France and other Schengen countries.
3. Complete the Purchase Online
   The process is quick and straightforward. You’ll provide basic travel information, including your name, travel dates, and destination, to complete the purchase.
4. Receive Your travel insurance Certificate
   After completing your purchase, you will receive a Schengen travel insurance certificate that serves as proof of coverage. This document is essential for visa applications and must be carried with you during your travels.
5. Keep Your Certificate Accessible
   Make sure to keep a copy of your Schengen travel insurance certificate with you at all times during your trip. It will be required in case of medical emergencies or if requested by border authorities.

Benefits of Our travel insurance

• 24/7 Assistance: Access to 24/7 assistance services means help is always available, whether you need medical support, help with lost documents, or emergency travel arrangements.
• Easy and Quick Purchase: You can secure your insurance in just a few minutes through our website, with immediate access to your travel insurance certificate.

Frequently Asked Questions (FAQ) About travel insurance for France

1. Is Schengen travel insurance mandatory if I don’t need a visa for France?
   While it’s not mandatory for U.S travelers, having Schengen travel insurance is highly recommended. It offers coverage for medical emergencies, trip cancellations, and other unexpected events.
2. Can I travel to other Schengen countries with the same insurance?
   Yes, Schengen travel insurance covers all 29 Schengen Area countries, allowing you to travel freely between France and other member states.
3. Does Schengen travel insurance cover COVID-19-related expenses?
   Yes, our Schengen travel insurance cover COVID-19-related medical expenses, including hospitalization and repatriation.
4. Can I extend my travel insurance if my stay in France is prolonged?
   If you need to extend your stay, our Schengen travel insurance can be adjusted accordingly. Contact our support team to update your policy.
5. What should I do if I need medical assistance in France?
   In case of a medical emergency, contact local emergency services first. Then contact our 24/7 assistance team immediately. They will guide you through the steps needed to receive assistance.

Final Takeaways

Getting Schengen travel insurance is a vital part of your travel preparations when visiting France. It provides essential coverage, ensuring that you are protected against unexpected costs and emergencies during your stay. Purchase your insurance directly through our website to enjoy comprehensive coverage, 24/7 support, and the peace of mind you need to fully enjoy your trip to France and beyond. Safe travels!