Do I need travel insurance for Spain?

Spain is a dream destination for many U.S. travelers. With its sunny beaches, vibrant nightlife, rich cultural history, and stunning landscapes, it’s no wonder it remains one of the top countries to visit in Europe. Whether you're drawn to the lively streets of Barcelona, the majestic architecture of Madrid, or the relaxing resorts on the island of Ibiza, Spain has something to offer everyone. But before you pack your bags, it’s important to know that United States (U.S) citizens and Green Card holders may need Schengen travel insurance to visit Spain, especially if a visa is required.

What is Schengen travel insurance, and Why Do You Need It for Spain?

If you need a Schengen Visa to visit Spain, having travel insurance isn’t just a recommendation—it’s mandatory. Schengen travel insurance is specifically designed to provide coverage while traveling within the Schengen Area, which includes Spain and many other European countries. AXA Schengen travel insurance is ideal for U.S. citizens and residents, providing coverage for medical expenses, emergencies, and more, helping to ensure your trip goes smoothly.

AXA offers coverage for medical expenses up to $100,000 USD, and you’ll also receive a certificate of travel insurance that you can use in your Schengen Visa application. It’s a simple way to meet visa requirements while ensuring you're covered for unexpected events during your trip.

What Does AXA Schengen travel insurance Cover for Spain?

At AXA, we understand that every traveler has different needs, so we offer three flexible Schengen travel insurance plans designed to fit your trip.

Essential:

• Up to $50,000 in Medical expenses coverage
• Up to $500 for Dental expenses
• Medical Evacuation and Repatriation of remains
• 24/7 Medical Teleconsultation
• Coverage for up to 180 days in the Schengen Area and EU countries
• Certificate issued instantly, accepted by all Schengen embassies

• Advantage:
  • Everything included in the Essential Plan, plus:
  • Trip Interruption coverage up to $2,500
  • Medical coverage up to $100,000
• Annual (perfect for multiple trips within a year):
  • All benefits of the Advantage Plan
  • Valid for unlimited entries into Schengen countries for an entire year

Is travel insurance Required for Spain?

Yes, if you’re applying for a Schengen Visa to visit Spain, travel insurance is required. Travel insurance for Schengen must meet specific criteria, including coverage for medical expenses of at least €30,000 (approx. $33,000) and coverage for repatriation in the event of a medical emergency. AXA Schengen travel insurance – which coverage amounts to at least $50,000 – meets all these requirements, making it easy for U.S. resident and green card holders to apply for their visa.

If you don’t need a visa to visit Spain, travel insurance is still highly encouraged. While healthcare in Spain is world-class, medical expenses can add up quickly for travelers without coverage.

Illnesses and Schengen travel insurance

AXA Schengen travel insurance also covers medical costs related to illnesses as COVID-19, provided you follow travel advisories and health guidelines from the World Health Organization (WHO), local government authorities, and your healthcare provider. Whether you're facing an unexpected illness or a sudden change in travel plans, our travel insurance helps ensure you’re prepared for the unexpected.

Every travel insurance certificate from AXA includes a COVID-19 disclaimer, clearly stating that medical expenses related to the virus are covered. This meets the requirements set by many embassies, allowing you to travel with confidence.

Will AXA Schengen travel insurance Be Accepted for My Schengen Visa to Spain?

Yes. AXA has been a trusted provider of Schengen travel insurance for over 10 years. Our certificates meet all the necessary requirements for Schengen Visas and are accepted by Spanish embassies and consulates. Once you purchase your travel insurance, you’ll receive an electronic certificate instantly. Simply print the certificate and include it with your visa application.

What are the Requirements for Schengen travel insurance for Spain?

When applying for a Schengen Visa, your travel insurance must meet the following requirements:

• A minimum of €30,000 (approx. $30,000) in medical expenses coverage
• Coverage across all Schengen Area countries
• Coverage for medical evacuation and repatriation

AXA Schengen travel insurance are designed to meet these criteria, ensuring that you’re covered whether you’re traveling for leisure, business, or a family visit.

Can U.S. Citizens Still Purchase AXA Schengen travel insurance?

Even if you don’t need a Schengen Visa to visit Spain, AXA travel insurance is still a great option for U.S. travelers. Yes U.S. Citizens can still purchase AXA Schengen travel insurance.

Does AXA Schengen travel insurance Cover the Canary Islands?

Yes, AXA Schengen travel insurance covers not only mainland Spain but also the Canary Islands. These stunning islands—Tenerife, Gran Canaria, Lanzarote, and more—are part of Spain and within the Schengen Area, so your coverage extends to these islands as well.

Why Choose AXA Schengen travel insurance?

Here are just a few of the many reasons why U.S. travelers trust AXA Schengen travel insurance:

• Fully compliant with Schengen Visa requirements
• Instant coverage upon purchase
• No age restrictions and zero deductible
• Over a decade of experience in delivering trusted travel insurance solutions

What Should You Do if You Get Sick or Injured in Spain?

In case of a medical emergency during your trip to Spain, AXA Schengen travel insurance offers support and guidance. Contact our emergency hotline, and our team will assist you in finding the nearest medical facility. Be sure to have your policy number and contact details handy when calling. Our 24/7 medical assistance team is available to help, no matter where you are in Spain.

Tips for Traveling to Spain

• Security: Spain is generally safe for travelers but be aware of pickpockets in busy tourist areas. Keep your valuables secure and avoid carrying all your important documents and money in one place.
• Public Transport: Spain’s modern transportation system makes it easy to travel across the country. High-speed trains connect major cities, and metro systems are available in cities like Madrid and Barcelona.
• Driving: If you plan to rent a car, you’ll need an International Driving Permit to drive legally in Spain.
• Dining: Spain has a unique dining schedule, with lunch often served between 2–4 pm and dinner starting as late as 9 pm, especially in the summer months.

By choosing AXA Schengen travel insurance, you’re making sure your trip to Spain has an extra layer of coverage. From unexpected medical emergencies to coverage for the adventurous,
we’ve got you covered—so you can explore Spain without missing a beat.