Do I need travel insurance for Portugal?

If you're planning to visit Portugal, you're in for a treat. With its stunning coastline, historic cities, and charming villages, it’s no surprise that this destination has become a favorite among United States (U.S) travelers. Whether you're strolling through the medieval streets of Lisbon or relaxing on the Algarve's sunny beaches, Portugal offers something for everyone. But before you embark on your adventure, it’s essential to consider your travel protection needs.

Is travel insurance Required for Portugal?

For U.S. residents and Green Card holders who need a Schengen Visa to travel to Portugal, Schengen travel insurance is mandatory. This travel insurance is required to cover medical expenses and potential medical evacuation costs during your stay in Portugal or any other Schengen country, with European authorities mandating coverage of at least €30,000 (Around $33,000 USD). AXA Schengen travel insurance goes beyond this requirement, offering up to $100,000 in medical coverage.

Even if you don’t need a visa, it’s strongly encouraged to get Schengen travel insurance to cover unexpected medical emergencies.

What Does AXA Schengen travel insurance for Portugal Cover?

AXA offers Schengen travel insurance plans for U.S. residents, starting at approximately $26 per week. Here's what our Schengen travel insurance may cover:

Essential: 

  • Up to $50,000 in Medical expenses coverage
  • Up to $500 for Dental expenses
  • Medical Evacuation and Repatriation of remains
  • 24/7 Medical Teleconsultation
  • Coverage for up to 180 days in the Schengen Area and EU countries
  • Certificate issued instantly, accepted by all Schengen embassies

Advantage: 

  • Everything included in the Essential Plan
  • Trip Interruption coverage up to $2,500
  • Medical coverage up to $100,000

Annual (perfect for multiple trips within a year) :

  • All benefits of the Advantage Plan
  • Valid for unlimited entries into Schengen countries for an entire year

Can I Visit the Azores or Madeira with Schengen travel insurance?

Yes! The Azores and Madeira, while not located on mainland Europe, are part of Portugal and the Schengen Area. This means your Schengen travel insurance from AXA covers any trips to these breathtaking islands.

Does AXA cover medical expenses for illnesses?

Yes, AXA Schengen travel insurance includes coverage for medical expenses related to some diseases, if you haven’t traveled against the advice of health authorities.

Will AXA Schengen travel insurance Be Accepted with My Portugal Visa Application?

AXA has been providing travel insurance certificates that meet Schengen Visa requirements for over a decade. Our travel insurance is recognized and accepted by Portuguese embassies and consulates. Once you purchase your travel insurance plan, you'll receive your travel insurance certificate immediately, so you can print it and include it with your application.

Why Choose AXA for Your Schengen travel insurance?

  • Proven Experience: With over 10 years of providing Schengen travel insurance, AXA has served thousands of customers with reliable coverage and service.
  • No Age Limit: We offer coverage without age restrictions.
  • Immediate Coverage: Your travel insurance begins the moment you need it, so you’re covered as soon as your trip starts.
  • Extensive and Organized Assistance Network: AXA vast and well-coordinated international assistance network ensures swift response and adapted support, ready to address any issues requiring urgent care during your travels.

What Should I Do If I Get Sick or Injured in Portugal?

In case of a medical emergency, AXA Schengen travel insurance is here to support you. Contact our 24/7 call center, where professionals will help you find the best medical facility near your location. Be sure to have your policy number and local contact information ready when calling. Remember to keep all medical bills and invoices to submit with your claim.

Prepare for Your Portugal Trip

Portugal is generally a safe country, but as with any destination, staying vigilant is key. Pickpocketing can occur in busy tourist areas, so be sure to keep an eye on your belongings, especially on public transportation. Public transport in Portugal is reliable and affordable, especially in cities like Lisbon, where the metro is a popular option.

Whether you’re exploring Portugal’s rich history or relaxing by the ocean, having the right travel protection is essential.

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AXA Schengen travel insurance

AXA Schengen Essential

Essential

The AXA Schengen Essential offers cost-effective coverage for your trip to Europe. With up to $50,000 in medical protection, it helps you stay prepared for the unexpected. Whether you’re traveling for leisure, business, or require a Schengen visa, it meets all official requirements and offers protections across all countries in the Schengen Area.

AXA Schengen Advantage Plan

Advantage

The AXA Schengen Advantage offers flexible protection for your trip to Europe. With up to $100,000 in medical coverage, it offers higher coverage limits as you travel across all Schengen Area countries.

AXA Schengen Annual plan

Annual

The AXA Schengen Annual provides coverage for all your trips to Europe throughout the year. With up to $100,000 in medical coverage, it is ideal for frequent travelers and multiple-entry Schengen visa holders.