When you think of the Netherlands, Amsterdam might be the first thing that comes to mind—with its famous canals, world-class museums, and vibrant nightlife. But this small country has so much more to offer. From the modern architecture of Rotterdam to the charming streets of The Hague, or the innovative hub of Eindhoven, the Netherlands is a treasure trove of experiences. The stunning, flat countryside—much of it reclaimed from the sea—is dotted with tulip fields and iconic windmills, making it a beautiful destination for both city explorers and nature lovers.
While Amsterdam’s cosmopolitan energy is hard to resist, with landmarks like the Anne Frank House, the Rijksmuseum showcasing masterpieces from Rembrandt, and the Van Gogh Museum housing the world’s largest collection of works by this revered artist, there’s so much more to see across the country. And if you're planning to visit, it’s important to make sure you're covered—especially if you need a Schengen Visa to enter the Netherlands.
Why Choose AXA Schengen travel insurance?
For over 10 years, AXA has been providing United States (U.S.) travelers with reliable Schengen travel insurance. Our plans are designed to give you flexibility, whether you need medical coverage, emergency assistance, or evacuation services. We offer:
- Immediate coverage, so you’re protected from day one.
- No price variation based on age or nationality.
What Does AXA Schengen travel insurance Cover?
AXA offers three Schengen travel insurance options that are designed for U.S. residents traveling to the Netherlands or any other Schengen country. AXA Schengen travel insurance includes:
- Up to $100,000 in medical expenses
- Up to $500 in dental expenses
- Medical evacuation or repatriation of remains
- 24/7 assistance in multiple languages
- Zero deductible
- Coverage across all Schengen countries, plus the United Kingdom depending on your chosen plan
- A travel insurance certificate issued instantly, ready to submit with your visa application
With no age limit and flexible coverage options, AXA Schengen travel insurance is to fits a wide variety of travelers’ needs.
Is travel insurance Required for the Netherlands?
For those who require a Schengen Visa, Schengen travel insurance is mandatory to visit the Netherlands. However, if you're a U.S. citizen who doesn’t need a visa to enter, travel insurance is still highly encouraged. Medical costs can be high in the Netherlands, and visitors will need to pay out-of-pocket for prescriptions or any unexpected health issues. Having travel insurance offers an extra layer of coverage for medical emergencies or other travel-related issues, like flight delays or lost baggage.
Will My AXA travel insurance Be Accepted with My Netherlands Visa Application?
AXA Schengen travel insurance is widely accepted for Schengen visa applications, and we’ve been providing compliant travel insurance certificates for over a decade. Once you purchase your policy, simply print the electronic travel insurance certificate, which includes a unique reference number, and include it with your visa application. Our certificates are tailored to meet all Schengen countries visa requirements.
What Are the Requirements for travel insurance to Obtain a Netherlands Visa?
To meet the Netherlands Schengen Visa requirements, your travel insurance must provide at least €30,000 - arround $33,000, in medical coverage, cover all Schengen Area member states, and include evacuation for medical reasons. AXA Schengen travel insurance exceeds these requirements, offering coverage up to $100,000.
Do I Need Schengen travel insurance If I Don’t Require a Visa?
Even if you don’t need a Schengen Visa to visit the Netherlands, travel insurance is still a savvy choice. Accidents or illnesses can happen to anyone, whether it’s a broken bone or a sudden infection. AXA Schengen travel insurance offers assistance to keep you supported during your time in Europe.
What Should I Do if I Get Sick or Injured While in the Netherlands?
If you experience a medical emergency while in the Netherlands, AXA 24/7 medical assistance team is here to help. Just contact the call center using the number provided in your policy, and our experts will guide you through the process of getting the care you need. They can direct you to the nearest medical center and provide advice on handling your situation, all in English.
How to Prepare for Your Trip to the Netherlands
Before you set off, it’s helpful to know a few key things about traveling in the Netherlands:
- Security: Be cautious of pickpockets, especially in busy areas like central Amsterdam, Central Station, and on public transportation.
- Public Transport: The Netherlands has an excellent transportation network, including trains, buses, trams, and metro services, making it easy to get around.
- Shopping: Shops typically open from 9 a.m. to 5:30 p.m., and many have extended hours on certain days.
- Restaurants: Dutch restaurants usually serve dinner from 6 p.m. to 11 p.m., but cafes and bars are open all day.
AXA Schengen travel insurance

Essential
The AXA Schengen Essential offers cost-effective coverage for your trip to Europe. With up to $50,000 in medical protection, it helps you stay prepared for the unexpected. Whether you’re traveling for leisure, business, or require a Schengen visa, it meets all official requirements and offers protections across all countries in the Schengen Area.

Advantage
The AXA Schengen Advantage offers flexible protection for your trip to Europe. With up to $100,000 in medical coverage, it offers higher coverage limits as you travel across all Schengen Area countries.

Annual
The AXA Schengen Annual provides coverage for all your trips to Europe throughout the year. With up to $100,000 in medical coverage, it is ideal for frequent travelers and multiple-entry Schengen visa holders.